Use MyCarInfo to check your NCD. Most digital platforms like MetaFin will also auto-populate this for you during the renewal process.

Even if your car is idle, accidents, theft, or natural disasters can happen. A valid insurance is also required by law to renew road tax.

Popular add-ons include special perils (flood), windscreen, unlimited towing, all-driver coverage, and personal accident. MetaFin lets you customise these add-ons easily.

Yes. Most insurers allow special perils for older cars too, especially if you live in flood-prone areas. It's highly recommended.

Yes. MetaFin supports renewal for company cars and cars under bank loans. Just ensure the vehicle ownership and details are correct.

Your NCD may be reset to 0%, you'll be exposed to liabilities, and you won't be able to renew your road tax. You may also face fines from JPJ.

Takaful follows Islamic principles and profits are shared. Conventional insurance works on risk pooling. Both are valid - MetaFin offers both so you can choose.

Yes. From August 2024, MetaFin offers SpayLater by Shopee, letting you split your payments over a few months and up until 12 months to give flexibility in managing your personal finance.

Instantly. Once payment is made, your policy is generated within minutes and emailed to you.

Review your car's age, value, location (flood risk), daily usage, and whether you need protection for family or company car.

Insured must aged between 17 (after birthdate) up until 85 years only.

Factors include market value of the car, car model, location, NCD, and any add-ons chosen.

If you commute daily, live in flood-prone areas, or park in open lots, consider windscreen and special perils.