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Be ready for anything. Life is unpredictable, but not out of control. Prepare for the unexpected with Life Insurance inclusive of 48 Critical Illnesses Coverage under PHM Prime Life 48
Submit the claim form along with the supporting documents to cs@metafin.com.my
Your nomination will be reviewed accordingly and if approved.
PHM Prime Life 48 is a non-participating yearly renewable group term life plan offered to customers of Pathlab Health Management (M) Sdn Bhd (“PHM”).
Customers between age 30 days old to 65 years old (next birthday) may purchase this life insurance plan for coverage against death, Total and Permanent Disability (“TPD”) due to natural and accidental causes and Accelerated Critical Illness Benefit. The plan is guaranteed yearly renewable up to Insured attaining age 80 years old (next birthday).
The plan is guaranteed yearly renewable up to Insured attaining age 80 years old (next birthday).
No. You just need to answer 4 simple health questionnaires after selecting your desired membership package.
Upon successful application of the plan, you will be receiving your eCertificate via email.
Yes, you may change your payment frequency mode upon Certificate renewal. Only Annual or Monthly mode is allowed for this plan.
You can opt to reduce the amount or downgrade the plan but increase the amount or upgrading the plan is not allowed.
The benefits will be paid to whom you have nominated as your beneficiaries. For Total and Permanent Disability claim or Accelerating Critical Illness claim, the benefits will be payable to you.
Yes. If you are no longer a customer of PHM, your Certificate of Insurance will continue to be in force and the benefit under the said Certificate shall continue to apply until the day immediately before the next premium due date. Thereafter, the coverage will completely cease and the Certificate will not be renewed.
Yes. If the Master Policy has been terminated, your Certificate of Insurance will continue to be in force and the benefit under the said Certificate shall continue to apply until the day immediately before the next premium due date. Thereafter, the coverage will completely cease and the Certificate will not be renewed.
No, reinstatement of a lapsed policy is not allowed. Therefore, it is important that you pay your premium on time.
Fill in your details to get a free quote and we will contact you soon!