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Benefits of Life Insurance

48 Critical Illness Coverage
Up to RM300,000
Life Coverage
Up to RM300,000
Accidental Coverage
Up to RM600,000
No medical checkup
Guaranteed yearly renewable
PHM Prime Life 48 Leaflet

Find the Right Plan

Silver Plan
RM40/monthly

Please refer the pricing in Product Disclosure Sheet (PDS)*

  • Exclusive Discount Voucher of 50% on Annual Comprehensive Health Screening
  • Pathlab Exclusive Discount of 50% on Blood Test
  • Pathlab Exclusive Discount of 20% on Health Supplement
  • Protect 48 critical illnesses
  • Critical illnesses coverage RM50,000
  • Life coverage RM50,000
  • Accidental coverage RM100,000
Buy Now
Gold Plan
RM69.58/monthly

Please refer the pricing in Product Disclosure Sheet (PDS)*

  • 35-Tests annual blood screening
  • Pathlab Exclusive Discount of 50% on Blood Test
  • Pathlab Exclusive Discount of 20% on Health Supplement
  • Protect 48 critical illnesses
  • Critical illnesses coverage RM100,000
  • Life coverage RM100,000
  • Accidental coverage RM200,000
Buy Now
Platinum Plan
RM122.33/monthly

Please refer the pricing in Product Disclosure Sheet (PDS)*

  • 61-Tests annual blood screening & 1 cancer marker screening - AFP liver related worth RM220
  • Pathlab Exclusive Discount of 50% on Blood Test
  • Pathlab Exclusive Discount of 20% on Health Supplement
  • Protect 48 critical illnesses
  • Critical illnesses coverage RM200,000
  • Life coverage RM200,000
  • Accidental coverage RM400,000
Buy Now
Diamond Plan
RM177.33/monthly

Please refer the pricing in Product Disclosure Sheet (PDS)*

  • 61-Tests annual blood screening & 5 cancer marker screening worth RM590
  • Annual Cancer Marker Screening
  • Pathlab Exclusive Discount of 50% on Blood Test
  • Pathlab Exclusive Discount of 20% on Health Supplement
  • Protect 48 Critical illnesses
  • Critical illnesses coverage RM300,000
  • Life coverage RM300,000
  • Accidental coverage RM600,000
Buy Now
Silver Plan
RM450/yearly

Please refer the pricing in Product Disclosure Sheet (PDS)*

  • Exclusive Discount Voucher of 50% on Annual Comprehensive Health Screening
  • Pathlab Exclusive Discount of 50% on Blood Test
  • Pathlab Exclusive Discount of 20% on Health Supplement
  • Protect 48 critical illnesses
  • Critical illnesses coverage RM50,000
  • Life coverage RM50,000
  • Accidental coverage RM100,000
Buy Now
Gold Plan
RM775/yearly

Please refer the pricing in Product Disclosure Sheet (PDS)*

  • 35-Tests annual blood screening
  • Pathlab Exclusive Discount of 50% on Blood Test
  • Pathlab Exclusive Discount of 20% on Health Supplement
  • Protect 48 critical illnesses
  • Critical illnesses coverage RM100,000
  • Life coverage RM100,000
  • Accidental coverage RM200,000
Buy Now
Platinum Plan
RM1,360/yearly

Please refer the pricing in Product Disclosure Sheet (PDS)*

  • 61-Tests annual blood screening & 1 cancer marker screening - AFP liver related worth RM220
  • Pathlab Exclusive Discount of 50% on Blood Test
  • Pathlab Exclusive Discount of 20% on Health Supplement
  • Protect 48 critical illnesses
  • Critical illnesses coverage RM200,000
  • Life coverage RM200,000
  • Accidental coverage RM400,000
Buy Now
Diamond Plan
RM1,960/yearly

Please refer the pricing in Product Disclosure Sheet (PDS)*

  • 61-Tests annual blood screening & 5 cancer marker screening worth RM590
  • Annual Cancer Marker Screening
  • Pathlab Exclusive Discount of 50% on Blood Test
  • Pathlab Exclusive Discount of 20% on Health Supplement
  • Protect 48 Critical illnesses
  • Critical illnesses coverage RM300,000
  • Life coverage RM300,000
  • Accidental coverage RM600,000
Buy Now

How to Nominate

Easily fill in 3 minutes

1

Click here to download nomination form.

2

Submit the nomination form along with the supporting documents to

cs@metafin.com.my

3

Your nomination will be reviewed accordingly and processed if approved.

How to Submit Claim

Claiming Made Easy

Kindly email peaceofmind@phm.com.my to request for relevant claim form.
Submit the claim form along with the supporting documents to peaceofmind@phm.com.my
Your claims will be submitted to the insurer for assessment.

Frequently Asked Questions (FAQs)

Everything You Need to Know

PHM Prime Life 48 is a non-participating yearly renewable group term life plan offered to customers of Pathlab Health Management (M) Sdn Bhd (“PHM”). Customers between age 30 days old to 65 years old (next birthday) may purchase this life insurance plan for coverage against death, Total and Permanent Disability (“TPD”) due to natural and accidental causes and Accelerated Critical Illness Benefit. The plan is guaranteed yearly renewable up to Insured attaining age 80 years old (next birthday).

The plan is guaranteed yearly renewable up to Insured attaining age 80 years old (next birthday).

No. You just need to answer 4 simple health questionnaires after selecting your desired membership package.

Upon successful application of the plan, you will be receiving your eCertificate via email.

Yes, you may change your payment frequency mode upon Certificate renewal. Only Annual or Monthly mode is allowed for this plan.

You can opt to reduce the amount or downgrade the plan but increase the amount or upgrading the plan is not allowed.

The benefits will be paid to whom you have nominated as your beneficiaries. For Total and Permanent Disability claim or Accelerating Critical Illness claim, the benefits will be payable to you.

Yes. If you are no longer a customer of PHM, your Certificate of Insurance will continue to be in force and the benefit under the said Certificate shall continue to apply until the day immediately before the next premium due date. Thereafter, the coverage will completely cease and the Certificate will not be renewed.

Yes. If the Master Policy has been terminated, your Certificate of Insurance will continue to be in force and the benefit under the said Certificate shall continue to apply until the day immediately before the next premium due date. Thereafter, the coverage will completely cease and the Certificate will not be renewed.

No, reinstatement of a lapsed policy is not allowed. Therefore, it is important that you pay your premium on time.

Important Documents

PHM Prime Life 48 PDS PHM Prime Life 48 Master Policy Policy Ownership Nomination Form

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