Benefits of Medical Insurance

annual limit
Hospital room & board
up to RM500 per day
(Unlimited days per year)
annual limit
Coverage
up to RM1,600,000
per disability
annual limit
Add on
RM1,100,000 per disability
only from RM9* per month
Outpatient cancer treatment coverage up to
RM1,600,000
Outpatient kidney dialysis coverage up to
RM1,600,000
annual limit
No Annual &
No
Lifetime Limit
annual limit
Cover till age
100 Years Old
annual limit
No Co-insurance

Medical Insurance for
Complete, Unmatched Care

Unlimited hospital stay, strong
outpatient coverage, and no lifetime limits.

How to Submit Claim

Claiming Made Easy

Click on 'Download Claim' button.
Download Claim
Submit the claim form along with the supporting documents to peaceofmind@phm.com.my
Your claims will be submitted to the insurer for assessment.

Quick Access to Forms

VIP Prime & PHM MediBooster Proposal Form
Download
Medical Examiner’s Report
Download
Blood Test Requirement
Download
Hypertension Questionnaire
Download
Asthma Questionnaire
Download
Armed Forces Declaration Form
Download
Pilot Declaration Form
Download
Offshore Worker Declaration Form
Download
Caesarean Operations Declaration Form
Download
Accident Questionnaire Form
Download
Take-Over Policy Application Form
Download
Elective Treatment Form
Download
Foreigner Form
Download
Cancellation of Previous Policy (Notification)
Download
Change of Signature Form
Download
Notification Letter & FAQs (Pathlab Health Management)
Download
Description of Benefit – Optional Advanced Outpatient Cancer Treatment
Download
Underwriting Guidelines – Optional Advanced Outpatient Cancer Treatment
Download
Application Form – Optional Advanced Outpatient Cancer Treatment
Download
Leaflet – Optional Advanced Outpatient Cancer Treatment
Download
VIP Prime – Brochure
Download
Payment Option Form
Download
Payment Form (MSI)
Download
Direct Debit Authorisation Forms (DDA)

Frequently Asked Questions (FAQs)

Everything You Need to Know

Medical Insurance covers your hospitalisation bills, room & board (inclusive ICU), initial operation fees, and emergency services. In addition, there is no limit to policy holders' hospital stay inclusive of ICU.

If a policy holder is admitted for heart attack, they will receive up to RM1,600,000 in coverage, and if they get readmitted during the year with a stroke (2nd disease) they will receive another coverage up to RM1,600,000. If the policy holder is admitted for heart attack for a 2nd time in a year, the coverage will be taken from the initial RM1,600,000 coverage.

Yes, underwritten policy clearly states there will not be an Annual or Lifetime claims limit imposed on the policy holder.

It is a long term medical insurance that renews up to 100 years old. Healthy individuals between 30 days old (baby) to 70 years old next birthday are eligible to apply.

No, but both are great to have in the event should a major illness befall you. Medical Insurance covers your hospitalisation bills, room and board (hospital stay), and emergency services. Critical Illness insurance provides a lump sum payment when you are diagnosed with a critical illness. You may use this lump sum to pay for treatment bills or in any way you wish.

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