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Introduction

Experience Affordable Peace of Mind with Medical Protection

Feel safe with comprehensive protection on the market. Comes with no annual and lifetime claim limit, and you're protected up to RM1,500,000 per medical disability.

Benefits of Medical Protection

Room & Board up to RM500 per day (Unlimited days per year)

Coverage up to RM1,500,000 per disability

Add On RM1,000,000 per disability only from RM18* per month.

Outpatient Cancer Treatment Coverage up to RM1,500,000.

Outpatient Kidney Dialysis Coverage up to RM1,500,000.

No Annual & No Lifetime Limit

Cover till age 100 Years Old


No Co-insurance


Forms

PHM MediSaversVIP Prime, 2018 & PHM MediBooster Proposal Form Download
Lonpac Insurance Bhd Replacement Form (For renewal) Download
Lonpac Insurance Bhd Replacement Form to Deductible Plan (For Renewal) Download
Medical Examiner’s Report Download
Blood Test Requirement Download
Lonpac Insurance Bhd Hypertension Questionnaire Download
Lonpac Insurance Bhd Asthma Questionnaire Download
Lonpac Insurance Bhd Backache Questionnaire Download
Lonpac Insurance Bhd Armed Forces Declaration Form Download
Lonpac Insurance Bhd Pilot Declaration Form Download
Lonpac Insurance Bhd Offshore Worker Declaration Form Download
Lonpac Insurance Bhd Caesarean Operations Declaration Form Download
Lonpac Insurance Bhd Accident Questionaire Form Download
Take-Over Policy Application Form Download
Lonpac Insurance Bhd Elective Treatment Form Download
Lonpac Insurance Bhd Foreigner Form Download
Notification to Lonpac Insurance Bhd - Cancellation of Previous Policy Download
Lonpac Insurance Bhd Change of Signature Form Download

Submitting a Claim? Here's How

1

Download and fill up the claim form from the 'Forms' tab.

Download Claim Form

2

For submission of claims, you may reach out Medical Claims Experience Unit supported by collaborative partner at peaceofmind@phm.com.my

3

Your claim will be reviewed accordingly and if approved.

Frequently Asked Questions

Medical Protection covers your hospitalisation bills, room & board (inclusive ICU), initial operation fees, and emergency services. In addition, there is no limit to policy holders' hospital stay inclusive of ICU.

If a policy holder is admitted for heart attack, they will receive up to RM1,500,000 in coverage, and if they get readmitted during the year with a stroke (2nd disease) they will receive another coverage up to RM1,500,000. If the policy holder is admitted for heart attack for a 2nd time in a year, the coverage will be taken from the initial RM1,500,000 coverage.

Yes, underwritten policy clearly states there will not be an Annual or Lifetime claims limit imposed on the policy holder.

It is a long term medical protection that renews up to 100 years old. Healthy individuals between 30 days old (baby) to 70 years old next birthday are eligible to apply.

No, but both are great to have in the event should a major illness befall you. Medical Protection covers your hospitalisation bills, room and board (hospital stay), and emergency services. Critical Illness insurance provides a lump sum payment when you are diagnosed with a critical illness. You may use this lump sum to pay for treatment bills or in any way you wish.

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Disclaimer: MetaFin users have the option to directly self-sign up for the VIP Prime Program in the MetaFin DIY Digital Platform. This program is underwritten by Lonpac Insurance Bhd , and the enrollment process is facilitated by authorized distributor Pathlab Health Management (M) Sdn. Bhd. The information herein may not fully reflect the context of the product disclosure sheet and full terms of the policy. Please refer to the documents for a detailed description of the product's features and the conditions under which any claims are made. MetaFin is not liable for misinterpretation of product benefits and claim conditions as described in the policy wording sheet and product disclosure sheet.