Feel Secure with Comprehensive
Medical Insurance Coverage

Comprehensive coverage up to RM1,600,000 per disability.

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Authorised Insurance Agency:

Underwritten By:

Benefits of Medical Insurance

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Panel Hospitals
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Forms

Quick Access to Forms

Lonpac Insurance Bhd Proposal Forms

VIP Prime & PHM MediBooster Proposal Form Download

Lonpac Insurance Bhd Questionnaire Forms

Medical Examiner’s Report Download
Blood Test Requirement Download
Lonpac Insurance Bhd Hypertension Questionnaire Download
Lonpac Insurance Bhd Asthma Questionnaire Download
Lonpac Insurance Bhd Backache Questionnaire Download
Lonpac Insurance Bhd Armed Forces Declaration Form Download
Lonpac Insurance Bhd Pilot Declaration Form Download
Lonpac Insurance Bhd Offshore Worker Declaration Form Download
Lonpac Insurance Bhd Caesarean Operations Declaration Form Download
Lonpac Insurance Bhd Accident Questionaire Form Download

Other Lonpac Insurance Bhd Forms

Take-Over Policy Application Form Download
Lonpac Insurance Bhd Elective Treatment Form Download
Lonpac Insurance Bhd Foreigner Form Download
Notification to Lonpac Insurance Bhd - Cancellation of Previous Policy Download
Lonpac Insurance Bhd Change of Signature Form Download
Notification Letter & FAQs to Pathlab Health Management (M) Sdn Bhd Download
Description of Benefit - Optional Advanced Outpatient Cancer Treatment Benefit Download
Underwriting Guidelines - Optional Advanced Outpatient Cancer Treatment Benefit Download
Optional Advanced Outpatient Cancer Treatment Benefit Application Form Download
Leaflet - Optional Advanced Outpatient Cancer Treatment Benefit Download
VIP Prime - Brochure Download

Payment Form

VIP Prime & PHM MediBooster Proposal Form Download
Payment Option Form Download
Payment Form (MSI) Download
Direct Debit Authorisation Forms (DDA)
UOB Download
OCBC Download
CIMB Download
Hassle-free Claims

Submit your claim
easily without worries!

01
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Download and fill up the claim form from the 'Forms' tab.

Claim Form
02
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For submission of claims, you may reach out to Medical Claims team at peaceofmind@phm.com.my

03
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Your claims will be submitted to the insurer for assessment.

FAQ

Frequently Asked Questions

What does Medical Insurance cover?

Medical Insurance covers your hospitalisation bills, room & board (inclusive ICU), initial operation fees, and emergency services. In addition, there is no limit to policy holders' hospital stay inclusive of ICU.

How does 'Coverage per disability' work?

If a policy holder is admitted for heart attack, they will receive up to RM1,600,000 in coverage, and if they get readmitted during the year with a stroke (2nd disease) they will receive another coverage up to RM1,600,000. If the policy holder is admitted for heart attack for a 2nd time in a year, the coverage will be taken from the initial RM1,600,000 coverage.

Are there really no Total Annual or Lifetime claims limit?

Yes, underwritten policy clearly states there will not be an Annual or Lifetime claims limit imposed on the policy holder.

What age does it cover up to?

It is a long term medical insurance that renews up to 100 years old. Healthy individuals between 30 days old (baby) to 70 years old next birthday are eligible to apply.

Is this medical insurance the same as Critical Illness Insurance?

No, but both are great to have in the event should a major illness befall you. Medical Insurance covers your hospitalisation bills, room and board (hospital stay), and emergency services. Critical Illness insurance provides a lump sum payment when you are diagnosed with a critical illness. You may use this lump sum to pay for treatment bills or in any way you wish.

Enjoy more great benefits here !

References

Important Documents

Disclaimers: MetaFin users have the option to directly self-sign up for the VIP Prime in the MetaFin DIY Digital Platform. This program is underwritten by Lonpac Insurance Bhd , and the enrollment process is facilitated by authorized insurance agency, Pathlab Health Management (M) Sdn. Bhd. The information herein may not fully reflect the context of the product disclosure sheet and full terms of the policy. Please refer to the documents for a detailed description of the product's features and the conditions under which any claims are made. MetaFin is not liable for misinterpretation of product benefits and claim conditions as described in the policy wording sheet and product disclosure sheet.

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