Medical care anytime protecting your health

This Policy is enhanced to provide a more comprehensive health insurance which covers hospitalisation & surgical expenses incurred due to accident and illnesses. This Policy comes with options either using medical card facility for cashless hospital admission to our panel hospitals in Malaysia, or non-cashless hospital admission i.e., to self-pay the medical expenses and submit the claim documents to us for reimbursement assessment and payment.

Malaysians and holder of valid Visa aged from 19 to 60 years old, and Policy is guaranteed renewable up to 100 years old. Dependent children (unmarried & unemployed) must be 30 days old and under the age of 19 or up to the age of 23 for those registered full-time students at a recognised educational institution in Malaysia.

Duration of cover is for one (1) year. You need to renew your insurance Policy annually.

This Policy does not cover losses which are specifically excluded under the Policy, for example, any pre-existing illness, suicide or attempted suicide, intentional self-injury, and influence of alcohol or drug etc.

You may cancel your Policy by giving us a written notice. Upon cancellation, we will retain minimum premium of RM60.00 and refund the prorated premium to you. However, premium will not be refunded if there was a claim paid or submitted to us during the Policy period.

It is important that you inform us of any change in your contact and personal details to ensure that all correspondences reach you in a timely manner. You may inform our branch office or our Customer Service Centre.