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While you work on making your house a home, let us work on protecting it. Enjoy bigger savings with fire insurance that’s flexible, giving you the freedom of personalising your home insurance.
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Covers your residential building1 including garages, fixtures and fittings, walls, gates as well as fences around the premise.For an estimate of how much coverage you need, you may use the Building Cost Calculator by Persatuan Insurans Am Malaysia (PIAM).
1: all domestic offices, stables; garages and outbuildings on the same Premises used solely in connection to it and on the same Premises; fixtures and fittings; walls, gates and fences around the Premises.
Protection for your household content1 and personal effects2 which belongs to you or members of your family.
Sum Insured Options:
1: furniture, pianos, household appliances, television sets and more.
2: personal items regularly worn or carried on the person for his/her personal use, for example, clothing, watch, wallet.
Get protected for your residential building, your household content, and personal effects.
For an estimate of how much coverage you need, you may use the Building Cost Calculator by Persatuan Insurans Am Malaysia (PIAM).
Sum Insured Options:
Protection against loss of rental income, unoccupied premise and damage to content by your tenant.
View more| Benefit(s) | Sum Insured |
|---|---|
| Loss of Rental Income due to Tenant Runaway | RM1,000 per incident, limit twice a year |
| Malicious Damage by Tenant | Up to RM2,000 |
| Unoccupancy Period (Due to Theft) |
|
| Legal Fees for Letter of Demand | Up to RM1,000 |
| Annual Premium | RM250 |
Covers your monthly loan instalment in the event your house is temporarily uninhabitable due to accidental death or total permanent disablement.
View more| Benefit(s) | Sum Insured |
|---|---|
| House Deemed Temporary Uninhabitable | Reimbursement of monthly instalment up to RM15,000 or 6 months |
| Accidental Death or Permanent Total Disablement of Insured Person | Reimbursement of monthly loan instalment up to RM15,000 or 6 months |
| Annual Premium | RM25 |
Reimbursement for pipe burst, damage caused by termite, replacement doors, locks or windows due to theft and also cleaning allowances.
View more| Benefit(s) | Sum Insured |
|---|---|
| Repair of burst pipe | Up to RM1,000 |
| Loss or Damage to fixtures and fittings caused by termite | Up to RM500 |
| Repair or temporary repair of replacement of Doors, Locks and Windows arising from Theft | Up to RM500 |
| Domestic Helper Allowance | Up to RM200 |
| Annual Premium | RM50 |
Covers your smart home devices due to destruction or damage caused by any accident.
View more| Benefit(s) | Sum Insured |
|---|---|
| Destruction of or damage to the Smart Home Device | Up to RM10,000 (subject to RM2,000 per article limit) |
| Annual Premium | RM65 |
Covers your legal liability to third parties including legal cost and expenses in respect of bodily injury and property damage.
View more| Benefit(s) | Sum Insured |
|---|---|
| Personal Liability | Indemnity up to RM250,000 |
| Annual Premium | RM50 |
Get this extra benefit for FREE when you purchase both Houseowner (Building) and Householder (Contents) insurance
Personal Liability1 coverage – up to RM250,000
1: Covers your legal liability to third parties including legal cost and expenses in respect of bodily injury and property damage.
Submit the claim form along with the supporting documents to cs@metafin.com.my
Your claim will be reviewed accordingly and if approved.
Home Insurance (Home Easy by Tune Protect) is an online Houseowner & Householder insurance, providing coverage for your building & home content against loss or damage by fire, lightning, explosions, flood, burst pipe, or by any perils mentioned in the policy.
In addition to standard Houseowner & Householder insurance, Home Insurance (Home Easy by Tune Protect) provides reimbursement of an increase in water bill arising from a burst pipe. You can also purchase additional add-on package available under Home Insurance (Home Easy by Tune Protect) by paying an additional premium. The package includes Landlord Insurance Pack, Mortgage Loan Protection Pack, Home Care Pack, & Smart Home Device Protection Pack
We allow the flexibility to purchase either Section 1 – Houseowner or Section 2 – Householder or both sections. Personal Liability (coverage up to RM250,000) will be given as complimentary when you purchase both Section 1 & 2 with us.
Yes, you can pay an additional premium of RM50 for Personal Liability (coverage up to RM250,000), if only purchase Section 1: Houseowner or Section 2: Householder.
Currently, Home Insurance (Home Easy by Tune Protect) application only accepts houses that are constructed of brick/concrete walls, reinforced concrete floor and roofed with tiles/concrete/asbestos, and are solely used for private residential purposes.
The sum insured for your property must be the actual cost of rebuilding including any renovation and inflation to avoid underinsurance. You may use Building Cost Calculator from PIAM https://piam.org.my/building-cost-calculator-bcc/ as your reference. It is important to get your Sum Insured right to avoid under insurance.
You may cancel your policy at any time by giving written notice to us in which case we shall retain the customary short period rate for the time has been in force. Upon cancellation, you are entitled to a refund premium subject to the minimum premium to be retained by the company. No refund of premium will be allowed if there is a claim under the policy.
Fill in your details to get a free quote and we will contact you soon!