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and secure your peace of mind today!
Covers your residential building1 including garages, fixtures and fittings, walls, gates as well as fences around the premise. For an estimate of how much coverage you need, you may use the Building Cost Calculator by Persatuan Insurans Am Malaysia (PIAM).
1: all domestic offices, stables; garages and outbuildings on the same Premises used solely in connection to it and on the same Premises; fixtures and fittings; walls, gates and fences around the Premises.
Protection for your household content1 and personal effects2 which belongs to you or members of your family.
Sum Insured Options: RM25,000 | RM40,000 | RM50,000
1: furniture, pianos, household appliances, television sets and more.
2: personal items regularly worn or carried on the person for his/her personal use, for example, clothing, watch, wallet.
For an estimate of how much coverage you need, you may use the Building Cost Calculator by Persatuan Insurans Am Malaysia (PIAM).
Sum Insured Options: RM25,000 | RM40,000 | RM50,000
Enjoy COMPLIMENTARY Personal Liability Coverage (up to RM250,000) with purchase of both Houseowner (Building) and Householder (Contents)
Protection against loss of rental income, unoccupied premise and damage to content by your tenant.
Benefit(s) | Sum Insured |
---|---|
Loss of Rental Income due to Tenant Runaway | RM1,000 per incident, limit twice a year |
Malicious Damage by Tenant | Up to RM2,000 |
Unoccupancy Period (Due to Theft) |
|
Legal Fees for Letter of Demand | Up to RM1,000 |
Annual Premium | RM250 |
Covers your monthly loan instalment in the event your house is temporarily uninhabitable due to accidental death or total permanent disablement.
Benefit(s) | Sum Insured |
---|---|
House Deemed Temporary Uninhabitable | Reimbursement of monthly instalment up to RM15,000 or 6 months |
Accidental Death or Permanent Total Disablement of Insured Person | Reimbursement of monthly loan instalment up to RM15,000 or 6 months |
Annual Premium | RM25 |
Reimbursement for pipe burst, damage caused by termite, replacement doors, locks or windows due to theft and also cleaning allowances.
Benefit(s) | Sum Insured |
---|---|
Repair of burst pipe | Up to RM1,000 |
Loss or Damage to fixtures and fittings caused by termite | Up to RM500 |
Repair or temporary repair of replacement of Doors, Locks and Windows arising from Theft | Up to RM500 |
Domestic Helper Allowance | Up to RM200 |
Annual Premium | RM50 |
Covers your smart home devices due to destruction or damage caused by any accident.
Benefit(s) | Sum Insured |
---|---|
Destruction of or damage to the Smart Home Device | Up to RM10,000 (subject to RM2,000 per article limit) |
Annual Premium | RM65 |
Covers your legal liability to third parties including legal cost and expenses in respect of bodily injury and property damage.
Benefit(s) | Sum Insured |
---|---|
Personal Liability | Indemnity up to RM250,000 |
Annual Premium | RM50 |
From routine maintenance to urgent interventions, the Home Assistance Program offers a comprehensive suite of services that provides a peace of mind for any unexpected challenges that homeowners may face. With just one call away, get complimentary Emergency Home Assistance (up to a maximum of 2 events per year with maximum limit of RM300 per event).
Eligible for Home Easy policy members.
Get this extra benefit for FREE when you purchase both Houseowner (Building) and Householder (Contents) insurance.
Personal Liability1 coverage – up to RM250,000
1: Covers your legal liability to third parties including legal cost and expenses in respect of bodily injury and property damage.
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