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home insurance

Your Home's Shield Against the Unexpected

Online Home Insurance that covers your house and belongings against fire, flood, burst pipes & more.

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Product & Coverage Comparison

Coverage HouseOwner
(Building)		 HouseHolder
(Contents)		 Both
(Building & Contents)
Fire, lightning, thunderbolt, subterranean fire
 ✅ ✔ ✅ ✔
Explosion
 ✅ ✔ ✅ ✔
Aircraft and Other Aerial Devices and/or articles dropped therefrom
 ✅ ✔ ✅ ✔
Impact damage by road vehicle or animals
 ✅ ✔ ✅ ✔
Bursting or Overflowing of Domestic Water Tanks, Apparatus or Pipes
 ✅ ✔ ✅ ✔
Theft with actual forcible and violent breaking into or out of a building or any such attempt
 ✅ ✔ ✅ ✔
Hurricane, Cyclone, Typhoon, Windstorm
 ✅ ✔ ✅ ✔
Earthquake, Volcanic Eruption
 ✅ ✔ ✅ ✔
Flood
 ✅ ✔ ✅ ✔
Robbery & Hold Up in the Premises of your property
 ✅ ✔ ✅ ✔
Contents Temporarily Removed from your private property
 ✔ ✔
Breakage to Mirrors
 ✔ ✔
Compensation for Death
 ✔ ✔
Domestic helper’s belongings
 ✔ ✔
Add-Ons (subject to additional Premium)
Riot, Strike and Malicious Damage
 ✅ ✔ ✅ ✔
Landslide and Subsidence cover
 ✅ ✔ ✅ ✔
Plate Glass damage
 ✅ ✅

How to Submit Claim

Claiming Made Easy

Click on 'Download Claim' button.
Download Claim
Submit the claim form along with the supporting documents to cs@metafin.com.my
Your claims will be submitted to the insurer for assessment.

Frequently Asked Questions (FAQs)

Everything You Need to Know

Home Insurance is an online Houseowner & Householder insurance, providing coverage for your building & home content against loss or damage by fire, lightning, explosions, flood, burst pipe, or by any perils mentioned in the policy.

In addition to standard Houseowner & Householder insurance, Home Insurance (Home Easy by Tune Protect) provides reimbursement of an increase in water bill arising from a burst pipe. You can also purchase additional add-on package available under Home Insurance (Home Easy by Tune Protect) by paying an additional premium. The package includes Landlord Insurance Pack, Mortgage Loan Protection Pack, Home Care Pack, & Smart Home Device Protection Pack.

We allow the flexibility to purchase either Section 1 - Houseowner or Section 2 - Householder or both sections. Personal Liability (coverage up to RM250,000) will be given as complimentary when you purchase both Section 1 & 2 with us.

Yes, you can pay an additional premium of RM50 for Personal Liability (coverage up to RM250,000), if only purchase Section 1: Houseowner or Section 2: Householder.

  • • Subsidence and landslip
  • • Riot, strike and malicious damage
  • • Accidental damage to Plate Glass

Currently, Home Insurance application only accepts houses that are constructed of brick/concrete walls, reinforced concrete floor and roofed with tiles/concrete/asbestos, and are solely used for private residential purposes.

The sum insured for your property must be the actual cost of rebuilding including any renovation and inflation to avoid under insurance. You may use Building Cost Calculator from PIAM as your reference. It is important to get your Sum Insured right to avoid under insurance.

You may cancel your policy at any time by giving written notice to us in which case we shall retain the customary short period rate for the time has been in force. Upon cancellation, you are entitled to a refund premium subject to the minimum premium to be retained by the company. No refund of premium will be allowed if there is a claim under the policy.

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Important Documents

Product Disclosure Sheet Policy Wording Claim Form

*T&C for 10% off: The Provider Voucher is a 10% discount offered by Tune Insurance Malaysia Berhad which shall only be applicable by manually selecting it at payment checkout page.

Disclaimer: MetaFin is a software development company that operates a neutral digital platform solely as a facilitator and marketplace, not as a product provider. The platform enables licensed corporate insurance and takaful agencies, as well as other service providers, to independently list and offer their services directly to end users. MetaFin does not endorse, provide, manage, or advise on any insurance or takaful products. Each corporate agency is solely responsible for its product content, regulatory compliance, and all transactions conducted through the MetaFin platform. Participating agencies must comply with the Financial Services Act 2013 (FSA) and/or the Islamic Financial Services Act 2013 (IFSA), as regulated by Bank Negara Malaysia (BNM).