Discount up to RM150 | Promo end : 30 Jun

Renew Car Insurance Online Easily

Car insurance done your way. On your phone, at your pace — secure, private, agent-free.

Available Insurers

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metafin takaful insurance logo
metafin lonpac insurance logo
metafin etiqa takaful insurance logo
metafin rhb insurance logo
metafin tune protect logo
metafin berjaya sompo logo

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Fastest Way to Renew Car Insurance – Just 3 Minutes

01
metafin personal hub

Open the MetaFin app and tap "My Personal Hub"

02
metafin car insurance in app

Click the "Car Insurance" button

03
metafin renew car insurance

You will see your insurance details and tap the "Renew Now" button for renewal

Frequently Asked Questions (FAQs)

The easiest way is to renew your car insurance online through digital platforms like MetaFin App. It allows you to check your premium amounts in 5 mins only. You can also customise your add-ons coverage like windscreen protection, flood cover, all driver, unlimited towing, and many more. No queues, no hassle-do it all from your phone.

You can renew up to 2 months (60 days) before your current insurance expires. Early renewal helps you lock in rates and avoid last-minute penalties or gaps in coverage.

Yes, especially through platforms like MetaFin, where once your insurance is renewed, you can instantly proceed to renew your road tax and get it delivered to your doorstep (currently physical not available)

In most cases, yes. Online renewals often come with exclusive promotions, discounts, and cashback offers which usually not available at physical counters. MetaFin, for instance, offers up to RM150 in vouchers.

Comprehensive covers damages to your car and others, while third-party only covers the other vehicle. If your car is under 10 years old, comprehensive is recommended.

Yes, especially if you park outdoors often or travel on highways. Windscreen replacement can cost hundreds or thousands of ringgit. Add-on protection is cheap and saves you the headache later.

Use MyCarInfo to check your NCD. Most digital platforms like MetaFin will also auto-populate this for you during the renewal process.

Even if your car is idle, accidents, theft, or natural disasters can happen. A valid insurance is also required by law to renew road tax.

Popular add-ons include special perils (flood), windscreen, unlimited towing, all-driver coverage, and personal accident. MetaFin lets you customise these add-ons easily.

Yes. Most insurers allow special perils for older cars too, especially if you live in flood-prone areas. It's highly recommended.

Yes. MetaFin supports renewal for company cars and cars under bank loans. Just ensure the vehicle ownership and details are correct.

Your NCD may be reset to 0%, you'll be exposed to liabilities, and you won't be able to renew your road tax. You may also face fines from JPJ.

Takaful follows Islamic principles and profits are shared. Conventional insurance works on risk pooling. Both are valid - MetaFin offers both so you can choose.

Yes. From August 2024, MetaFin offers SpayLater by Shopee, letting you split your payments over a few months and up until 12 months to give flexibility in managing your personal finance.

Instantly. Once payment is made, your policy is generated within minutes and emailed to you.

Review your car's age, value, location (flood risk), daily usage, and whether you need protection for family or company car.

Insured must aged between 17 (after birthdate) up until 85 years only.

Factors include market value of the car, car model, location, NCD, and any add-ons chosen.

If you commute daily, live in flood-prone areas, or park in open lots, consider windscreen and special perils.