Get Started

RM20 voucher + Tune 10% Off

Renew Car Insurance Online Easily

Car insurance done your way. On your phone, at your pace — secure, private, fully-customized.

Available Insurers

Opps! Something not right

Invalid NRIC format.

D.O.B

Marital Status :

Single

Married

Your information is safe with us

Flash Sale

Ending in

08 : 29 : 21

-10%

🔥 Vouchers Claimed 75% claimed

We Can Help You Renew Your Road Tax!

Get your vehicle road-ready by renewing your road tax with MetaFin Digital App. Complete everything with just a few taps in the app!

Renew Now!

Easy access to your policy

Open the MetaFin app and tap "My Personal Hub"

Click the "Car Insurance" button

You can view your policy number, expiry date, and insurer information at a glance.

Latest Tips & Trends

Discover expert advice, style inspiration, and product updates on our blog.

Car Insurance

Cara Claim Insurans Kereta Pihak Ketiga dengan Mudah

Car

Cara Cek Saman Online: Panduan Terkini 2025

Car Insurance

Why You Should Compare Car Insurance Every Year

Car

Pothole Damage? Here's How to File a Claim Smartly

Frequently Asked Questions (FAQs)

What's the easiest way to renew my car insurance in Malaysia without going to a branch?

The easiest way is to renew your car insurance online through digital platforms like MetaFin App. It allows you to check your premium amounts in 5 mins only. You can also customise your add-ons coverage like windscreen protection, flood cover, all driver, unlimited towing, and many more. No queues, no hassle-do it all from your phone.

How early should I renew my car insurance before it expires in Malaysia?

You can renew up to 2 months (60 days) before your current insurance expires. Early renewal helps you lock in rates and avoid last-minute penalties or gaps in coverage.

Can I renew both car insurance and road tax online in one go?

Yes, especially through platforms like MetaFin, where once your insurance is renewed, you can instantly proceed to renew your road tax and get it delivered to your doorstep (currently physical not available)

Is it cheaper to renew my car insurance online compared to doing it at JPJ?

In most cases, yes. Online renewals often come with exclusive promotions, discounts, and cashback offers which usually not available at physical counters. MetaFin, for instance, offers up to RM150 in vouchers.

What's the difference between comprehensive and third-party car insurance in Malaysia?

Comprehensive covers damages to your car and others, while third-party only covers the other vehicle. If your car is under 10 years old, comprehensive is recommended.

Do I really need windscreen protection for my car in Malaysia?

Yes, especially if you park outdoors often or travel on highways. Windscreen replacement can cost hundreds or thousands of ringgit. Add-on protection is cheap and saves you the headache later.

How do I check my No Claim Discount (NCD) before renewing car insurance?

Use MyCarInfo to check your NCD. Most digital platforms like MetaFin will also auto-populate this for you during the renewal process.

Why is car insurance important even if I hardly drive my car?

Even if your car is idle, accidents, theft, or natural disasters can happen. A valid insurance is also required by law to renew road tax.

What are the top add-on coverages for car insurance in Malaysia?

Popular add-ons include special perils (flood), windscreen, unlimited towing, all-driver coverage, and personal accident. MetaFin lets you customise these add-ons easily.

Can I still buy flood or special perils coverage if my car is already 10 years old?

Yes. Most insurers allow special perils for older cars too, especially if you live in flood-prone areas. It's highly recommended.

Can I renew company or under-loan car insurance online via MetaFin?

Yes. MetaFin supports renewal for company cars and cars under bank loans. Just ensure the vehicle ownership and details are correct.

What happens if I forget to renew my car insurance on time in Malaysia?

Your NCD may be reset to 0%, you'll be exposed to liabilities, and you won't be able to renew your road tax. You may also face fines from JPJ.

Is Takaful or conventional insurance better for car protection in Malaysia?

Takaful follows Islamic principles and profits are shared. Conventional insurance works on risk pooling. Both are valid - MetaFin offers both so you can choose.

Can I use SpayLater or monthly instalments to renew my car insurance?

Yes. From August 2024, MetaFin offers SpayLater by Shopee, letting you split your payments over a few months and up until 12 months to give flexibility in managing your personal finance.

How long does it take to receive my policy after renewing online with MetaFin?

Instantly. Once payment is made, your policy is generated within minutes and emailed to you.

What should I consider before choosing car insurance coverage in 2025?

Review your car's age, value, location (flood risk), daily usage, and whether you need protection for family or company car.

What is the minimum age can buy car insurance under their name?

Insured must aged between 17 (after birthdate) up until 85 years only.

How is the premium calculated for car insurance in Malaysia?

Factors include market value of the car, car model, location, NCD, and any add-ons chosen.

How can I know which add-ons are actually worth it for my car?

If you commute daily, live in flood-prone areas, or park in open lots, consider windscreen and special perils.