Lite on Price, Full on Coverage!

With eHome Lite, your budget shouldn’t stand in the way of securing your home sweet home.

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Authorised Insurance Agency:

Underwritten By:

Discover the Benefits

home care

Home Care

cyber protection

Cyber Protection (Electronic Fund Transfer Fraud)

allowance

Inconvenience Allowances Due to Fire or Flood

burst pipe

Repair of Burst Pipe

caused by termite

Loss or Damage to Fixtures and Fittings Caused by Termite

Download Leaflet
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How to buy

Simple steps to
purchase eHome Lite

01
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Click the 'Purchase Now' button

Purchase Now
02
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Fill in the Participant Particulars & necessary details

03
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Choose payment provider and done!

Hassle-free Claims

Submit your claim
easily without worries!

01
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Download and fill up the claim form.

Claim Form
02
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Submit the claim form along with the supporting documents to cs@metafin.com.my

03
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Your claim will be reviewed accordingly and if approved.

FAQ

Frequently Asked Questions

What is this product about?

This policy provides coverage for household contents due to fire/lightning, flood & burglary. The policy also indemnifies cost of repair or replacement of burst pipe & damaged fixtures & fitting and many others as indicated in the following benefits table.

What are the covers / benefits provided?

This policy covers:

No

Benefits

Sum Insured/ Limit (RM)

1

Home Care

Loss of household contents due to Fire/Lightning, Flood or Burglary

5,000

2

Cyber Protection (Electronic Fund Transfer Fraud)

Theft or Robbery and as a result of that suffers financial losses due to an unauthorised Electronic Fund Transfer using the stolen phone

1,500

3

Inconvenience Allowances Due to Fire or Flood

(RM200 x 3 months)

600

4

Repair of Burst Pipe

Cost incurred in repairing or replacing an unexpected burst pipe(s) at Your Building, including wall hacking and/or patching.

500

5

Loss or Damage to Fixtures and Fittings Caused by Termite

Cost incurred in repairing or replacing the damaged fixtures or fittings caused by termites

500

How much premium do I have to pay and how do I make the premium payment?

The total premium amount you will have to pay is RM 38.88 (inclusive of SST). Premium Payment can be made via Credit Card and Internet Banking.

What are some of the key terms and conditions that I should be aware of?

a) Personal Data and Privacy

You should read the Tune Protect Privacy Policy and You shall agree that all personal data provided to the Company by You and/or the Insured and/or acquired by the Company from the public domain, as well as personal data that arises as a result of the provision of cover to You and/or the Insured is subject to said Privacy Policy as may be varied from time to time.

b) Duty of Assured

You shall take all reasonable precautions to prevent claim incidents.

c) Premium Warranty

You must pay the premium and the premium must be received by the insurer within sixty (60) days from the policy/ endorsement/renewal certificate inception date.

d) Submission of Claim

In the event of a claim, you are required to notify us within 30 days from the date of accident and submit the relevant documents.

e) Policy Expiry

Unless renewed, the coverage will cease an expiry date. (Note: Please refer to the full terms and conditions of this policy.)

What are the major exclusions under this policy?

This policy shall not be liable for any loss resulting from: -

  • a. Action of light atmospheric or climatic conditions
  • b. Any process of cleaning dyeing repairing or restoring.
  • c. Depreciation, wear and tear, rust and corrosion, mechanical or electrical breakdown failure or derangement or misuse.
  • d. Delay confiscation or detention by Public Authorities.
  • e. The breakage of electrical valve bulbs or tubes.
  • f. Loss due to the dishonest acts of the Insured or any person acting on his behalf.
  • g. Cheating or Criminal Breach of Trust as defined in the Penal Code.
  • h. Faulty or defective design, materials or workmanship.
  • i. Consequential Loss of any kind.
  • j. Manuscripts, plans, drawings or designs, patterns, models or moulds, deeds, bills of Exchange, promissory notes, securities, stamps, cheques and money.
  • k. War and Nuclear Risks.
  • l. Landslide, landslip, subsidence or sinking of the soil/earth, earthquake, volcanic eruption, subterranean fire, typhoon, hurricane or other convulsion of nature unless specifically covered.

Can I cancel my policy?

You may cancel your policy at any time by giving 30 days written notice to Us. No refund of premium shall be allowed.

What do I need to do if there are changes to my contact/personal details?

It is important that you inform the provider of any changes in your contact details to ensure all correspondence reach you in a timely manner. You may email the changes to hello.my@tuneprotect.com.

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References

Important Documents

Leaflet Product Disclosure Sheet Policy Wording

Disclaimer: Home Insurance (eHome Lite by Tune Protect) is underwritten by Tune Insurance Malaysia Berhad registered by PIAM and Pathlab Health Management (M) Sdn. Bhd. has been appointed to act as an authorized insurance agency. The information may not fully reflect the context of the product disclosure sheet and full terms of the policy. Please refer to the policy documents for a detailed description of the product’s features and conditions without any claims are made. MetaFin is not liable for misinterpretation of the product benefits and claim conditions as described in the policy wording sheet and policy disclosure sheet. For any claims assistance, complains or product information, please contact us at productinquiry@phm.com.my for further assistance.

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