If you’re anything like me — meticulous about taking care of your belongings — then skipping travel insurance is a risk you shouldn’t take.
Sure, if your next holiday is in Japan, you might trust the baggage handlers (they’re famously careful, as precise as Japanese culture itself!). But anywhere else, securing your baggage and personal effects with travel insurance is simply the smart move. After all, lost or damaged luggage is more common than we’d like to admit.
How Tune Protect’s Travel Easy Has Your Back
With Travel Easy by Tune Protect, you’re covered if your baggage or personal effects are lost or damaged:
- Up to RM5,000 for worldwide trips
- Up to RM1,000 for domestic travel
And here’s the important detail (straight from the policy wording, simplified):
- Coverage is subject to a maximum of RM500 per item
So while your essentials are protected, it’s best to spread out your valuables rather than pack them all into one bag.
Extra Step: What to Do If Your Baggage is Lost
First things first: don’t panic. Lost baggage is frustrating, but there’s a process to get it back (or be compensated). Here’s what you should do:
- Report it immediately to the airline – Head straight to the airline’s baggage service counter (usually near the baggage claim area).
- Keep your baggage tag safe – That small tag attached at check-in is your proof of checked luggage. The airline uses it to trace where your bag last showed up.
- File a Property Irregularity Report (PIR) – This creates an official record of your missing bag and is often required for insurance claims.
- Stay updated – Airlines can often track your baggage and let you know if it’s delayed, rerouted, or permanently lost.
- Contact your travel insurer – If your baggage is confirmed lost or damaged, your Travel Easy plan kicks in to reimburse you according to your coverage limits.
Peace of Mind Wherever You Travel
On the MetaFin DIY Digital Platform, we’re dedicated to helping Malaysians stay protected with essential insurance plans. Getting covered is simple — just download the app or visit metafin.com.my.
The entire process is at your fingertips, fully online and only takes a few minutes to complete.
As a savvy user, always remember to review the Policy Wording to understand your benefits.