Secure Your Property With
Comprehensive Home Insurance
Start Customizing with Home Easy
and secure your peace of mind today!
Authorised Insurance Agency:
Underwritten By:
Discover The Benefits
Householder (Home Contents)
Household Contents
Furniture, pianos, television sets, household appliances and more.
Personal Effects
Clothing, watch, wallet and more.
Sum Insured Options: RM25,000 | RM40,000 | RM50,000
Key Coverages
- Fire, lightning, thunderbolt, subterranean fire
- Flood
- Bursting or Overflowing of Domestic Water Tanks, Apparatus or Pipes
- Explosion
- Impact damage by road vehicle or animals
- Theft with actual forcible and violent breaking into or out of a building or any such attempt
Add-Ons (subject to additional Premium)
- Riot, Strike and Malicious Damage
- Landslide and Subsidence cover
Houseowner (Building)
Garages | Fixtures & Fittings | Walls | Gates & Fences | Domestic Offices | Stables | Outbuildings
Key Coverages
- Fire, lightning, thunderbolt, subterranean fire
- Flood
- Bursting or Overflowing of Domestic Water Tanks, Apparatus or Pipes
- Explosion
- Impact damage by road vehicle or animals
- Theft with actual forcible and violent breaking into or out of a building or any such attempt
Add-Ons (subject to additional Premium)
- Riot, Strike and Malicious Damage
- Landslide and Subsidence cover
- Plate Glass damage
Houseowner (Building)
For an estimate of how much coverage you need, you may use the Building Cost Calculator by Persatuan Insurans Am Malaysia (PIAM).
Householder (Home Contents)
Sum Insured Options: RM25,000 | RM40,000 | RM50,000
Key Coverages
- Fire, lightning, thunderbolt, subterranean fire
- Explosion
- Aircraft and Other Aerial Devices and/or articles dropped therefrom
- Impact damage by road vehicle or animals
- Bursting or Overflowing of Domestic Water Tanks, Apparatus or Pipes
- Theft with actual forcible and violent breaking into or out of a building or any such attempt
- Hurricane, Cyclone, Typhoon, Windstorm
- Earthquake, Volcanic Eruption
- Flood
- Robbery & Hold Up in the Premises of your property
- Contents Temporarily Removed from your private property
- Breakage to Mirrors
- Compensation for Death
- Domestic helper’s belongings
Add-Ons (subject to additional Premium)
- Riot, Strike and Malicious Damage
- Landslide and Subsidence cover
- Plate Glass damage
Enjoy COMPLIMENTARY Personal Liability Coverage (up to RM250,000) with purchase of both Houseowner (Building) and Householder (Contents)
Top-Up Packs
Power up
your protection!
Protection against loss of rental income, unoccupied premise and damage to content by your tenant.
| Benefit(s) | Sum Insured |
|---|---|
| Loss of Rental Income due to Tenant Runaway | RM1,000 per incident, limit twice a year |
| Malicious Damage by Tenant | Up to RM2,000 |
| Unoccupancy Period (Due to Theft) |
|
| Legal Fees for Letter of Demand | Up to RM1,000 |
| Annual Premium | RM250 |
Covers your monthly loan instalment in the event your house is temporarily uninhabitable due to accidental death or total permanent disablement.
| Benefit(s) | Sum Insured |
|---|---|
| House Deemed Temporary Uninhabitable | Reimbursement of monthly instalment up to RM15,000 or 6 months |
| Accidental Death or Permanent Total Disablement of Insured Person | Reimbursement of monthly loan instalment up to RM15,000 or 6 months |
| Annual Premium | RM25 |
Reimbursement for pipe burst, damage caused by termite, replacement doors, locks or windows due to theft and also cleaning allowances.
| Benefit(s) | Sum Insured |
|---|---|
| Repair of burst pipe | Up to RM1,000 |
| Loss or Damage to fixtures and fittings caused by termite | Up to RM500 |
| Repair or temporary repair of replacement of Doors, Locks and Windows arising from Theft | Up to RM500 |
| Domestic Helper Allowance | Up to RM200 |
| Annual Premium | RM50 |
Covers your smart home devices due to destruction or damage caused by any accident.
| Benefit(s) | Sum Insured |
|---|---|
| Destruction of or damage to the Smart Home Device | Up to RM10,000 (subject to RM2,000 per article limit) |
| Annual Premium | RM65 |
Covers your legal liability to third parties including legal cost and expenses in respect of bodily injury and property damage.
| Benefit(s) | Sum Insured |
|---|---|
| Personal Liability | Indemnity up to RM250,000 |
| Annual Premium | RM50 |
Complimentary Benefits
More Special Perks
Home Assistance Program
Complimentary Emergency
Home Assistance
2 events per year, RM300 max per event
- Termites issues?
- Lightning-induced power surge?
- Wall switch problems?
- Locked-out of your house?
- Need a plumber for your burst pipe?
Not sure what to do whe you are in an emergency at home? Call 03-79653839
Free Personal Liability
Get this extra benefit for FREE when you purchase both Houseowner (Building) and Householder (Contents) insurance.
Personal Liability1 coverage – up to RM250,000
1: Covers your legal liability to third parties including legal cost and expenses in respect of bodily injury and property damage.
Hassle-Free Claims
Submit your claim
easily without worries!
01
Download & fill in
Claim Form
02
Submit the nomination form along with the supporting documents to cs@metafin.com.my
03
Your claims will be submitted to the insurer for assessment.
FAQ
Frequently Asked Questions
References
Important Documents
Disclaimer: Home Insurance (Home Easy by Tune Protect) is underwritten by Tune Insurance Malaysia Berhad registered by PIAM and Pathlab Health Management (M) Sdn. Bhd. has been appointed to act as an authorized insurance agency. The information may not fully reflect the context of the product disclosure sheet and full terms of the policy. Please refer to the policy documents for a detailed description of the product’s features and conditions without any claims are made. MetaFin is not liable for misinterpretation of the product benefits and claim conditions as described in the policy wording sheet and policy disclosure sheet. For any claims assistance, complains or product information, please contact us at productinquiry@phm.com.my for further assistance.