While you work on making your house a home, let us work on protecting it. Enjoy bigger savings with our fire insurance that’s flexible, giving you the freedom of personalising your home insurance.
Covers your residential building1 including garages, fixtures and fittings, walls, gates as well as fences around the premise.For an estimate of how much coverage you need, you may use the Building Cost Calculator by Persatuan Insurans Am Malaysia (PIAM).
1: all domestic offices, stables; garages and outbuildings on the same Premises used solely in connection to it and on the same Premises; fixtures and fittings; walls, gates and fences around the Premises.
Protection for your household content1 and personal effects2 which belongs to you or members of your family.
Sum Insured Options:
1: furniture, pianos, household appliances, television sets and more.
2: personal items regularly worn or carried on the person for his/her personal use, for example, clothing, watch, wallet.
Get protected for your residential building, your household content, and personal effects.
Enjoy COMPLIMENTARY Persona Liability
Coverage (up to RM250,000) with purchase
for personal accidents and liable loss.
For an estimate of how much coverage you need, you may use the Building Cost Calculator by Persatuan Insurans Am Malaysia (PIAM).
Sum Insured Options:
Coverage | HouseOwner (Building) |
HouseHolder (Contents) |
HouseOwner & HouseHolder (Building & Contents) |
---|---|---|---|
Fire, lightning, thunderbolt, subterranean fire | |||
Explosion | |||
Aircraft and Other Aerial Devices and/or articles dropped therefrom | |||
Impact damage by road vehicle or animals | |||
Bursting or Overflowing of Domestic Water Tanks, Apparatus or Pipes | |||
Theft with actual forcible and violent breaking into or out of a building or any such attempt | |||
Hurricane, Cyclone, Typhoon, Windstorm | |||
Earthquake, Volcanic Eruption | |||
Flood | |||
Robbery & Hold Up in the Premises of your property | |||
Contents Temporarily Removed from your private property | |||
Breakage to Mirrors | |||
Compensation for Death | |||
Domestic helper’s belongings | |||
Add-Ons (subject to additional Premium) | |||
Riot, Strike and Malicious Damage | |||
Landslide and Subsidence cover | |||
Plate Glass damage |
Looking for more coverage? Choose any of our Top Up Packs to personalise your home coverage.
Protection against loss of rental income, unoccupied premise and damage to content by your tenant.
View moreBenefit(s) | Sum Insured |
---|---|
Loss of Rental Income due to Tenant Runaway | RM1,000 per incident, limit twice a year |
Malicious Damage by Tenant | Up to RM2,000 |
Unoccupancy Period (Due to Theft) |
|
Legal Fees for Letter of Demand | Up to RM1,000 |
Annual Premium | RM250 |
Covers your monthly loan instalment in the event your house is temporarily uninhabitable due to accidental death or total permanent disablement.
View moreBenefit(s) | Sum Insured |
---|---|
House Deemed Temporary Uninhabitable | Reimbursement of monthly instalment up to RM15,000 or 6 months |
Accidental Death or Permanent Total Disablement of Insured Person | Reimbursement of monthly loan instalment up to RM15,000 or 6 months |
Annual Premium | RM25 |
Reimbursement for pipe burst, damage caused by termite, replacement doors, locks or windows due to theft and also cleaning allowances.
View moreBenefit(s) | Sum Insured |
---|---|
Repair of burst pipe | Up to RM1,000 |
Loss or Damage to fixtures and fittings caused by termite | Up to RM500 |
Repair or temporary repair of replacement of Doors, Locks and Windows arising from Theft | Up to RM500 |
Domestic Helper Allowance | Up to RM200 |
Annual Premium | RM50 |
Covers your smart home devices due to destruction or damage caused by any accident.
View moreBenefit(s) | Sum Insured |
---|---|
Destruction of or damage to the Smart Home Device | Up to RM10,000 (subject to RM2,000 per article limit) |
Annual Premium | RM65 |
Covers your legal liability to third parties including legal cost and expenses in respect of bodily injury and property damage.
View moreBenefit(s) | Sum Insured |
---|---|
Personal Liability | Indemnity up to RM250,000 |
Annual Premium | RM50 |
Get this extra benefit for FREE when you purchase both Houseowner (Building) and Householder (Contents) insurance
Personal Liability1 coverage – up to RM250,000
1: Covers your legal liability to third parties including legal cost and expenses in respect of bodily injury and property damage.
From routine maintenance to urgent interventions, the Home Assistance Program offers a comprehensive suite of services that provides a peace of mind for any unexpected challenges that homeowners may face. With just one call away, get complimentary Emergency Home Assistance (up to a maximum of 2 events per year with maximum limit of RM300 per event).
Eligible for Home Easy policy members.
Contact 03-79653839 for direct emergency assistance.
Submit the claim form along with the supporting documents to cs@metafin.com.my
Your claim will be reviewed accordingly and if approved.
Home Insurance (Home Easy by Tune Protect) is an online Houseowner & Householder insurance, providing coverage for your building & home content against loss or damage by fire, lightning, explosions, flood, burst pipe, or by any perils mentioned in the policy.
In addition to standard Houseowner & Householder insurance, Home Insurance (Home Easy by Tune Protect) provides reimbursement of an increase in water bill arising from a burst pipe. You can also purchase our additional add-on package available under eHomeSavers by paying an additional premium. The package includes Landlord Insurance Pack, Mortgage Loan Protection Pack, Home Care Pack, & Smart Home Device Protection Pack.
We allow the flexibility to purchase either Section 1 – Houseowner or Section 2 – Householder or both sections. Personal Liability (coverage up to RM250,000) will be given as complimentary when you purchase both Section 1 & 2 with us.
Yes, you can pay an additional premium of RM50 for Personal Liability (coverage up to RM250,000), if only purchase Section 1: Houseowner or Section 2: Householder.
Subsidence and landslip
Riot, strike and malicious damage
Accidental damage to Plate Glass
Currently, Home Insurance (Home Easy by Tune Protect) application only accepts houses that are constructed of brick/concrete walls, reinforced concrete floor and roofed with tiles/concrete/asbestos, and are solely used for private residential purposes.
The sum insured for your property must be the actual cost of rebuilding including any renovation and inflation to avoid underinsurance. You may use Building Cost Calculator from PIAM https://piam.org.my/building-cost-calculator-bcc/ as your reference. It is important to get your Sum Insured right to avoid under insurance.
You may cancel your policy at any time by giving written notice to us in which case we shall retain the customary short period rate for the time has been in force. Upon cancellation, you are entitled to a refund premium subject to the minimum premium to be retained by the company. No refund of premium will be allowed if there is a claim under the policy.
Disclaimer: Home Insurance (Home Easy by Tune Protect) is underwritten by Tune Insurance Malaysia Berhad registered by PIAM and Pathlab Health Management (M) Sdn. Bhd. has been appointed to act as an authorized insurance agency. The information may not fully reflect the context of the product disclosure sheet and full terms of the policy. Please refer to the policy documents for a detailed description of the product’s features and conditions without any claims are made. MetaFin is not liable for misinterpretation of the product benefits and claim conditions as described in the policy wording sheet and policy disclosure sheet. For any claims assistance, complains or product information, please contact us at productinquiry@phm.com.my for further assistance.