introduction

Oral hygiene is your first step to maintain a good and healthy lifestyle.

Dental Care Program is designed to promote the importance of dental care among Malaysians at a very affordable price. Members are able to enjoy exclusive benefits such as hygiene, basic, emergency, and complex treatments as well as accidental dental coverage.

benefits

Discover MetaFin's User Benefits

Annual Dental Check-up, Standard Scaling & Polishing

*Deep Scaling, Air Polishing or other dental services require additional payment by the member

More than 300 Corporate Dental Partners throughout Malaysia

Special Rates for Selected Dental Treatments

Fast-track Arrangement - Online Appointment Available

Accidental Takaful Dental Up to RM3,000 per annum

>20,000 MetaPoint Vouchers are waiting for you. Download MetaFin App today!

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Sign Up and Become Community Member of the 1st Dental Care Program in Malaysia

Get Started with only 68 yearly

Available Payment Method

How to buy?

1

Click the “Purchase Now” Button.

2

Fill in your details and proceed to purchase.

3

Fill in your payment details. You’ll receive a confirmation email afterwards.

4

Upon successful purchase, members are required to book their dental appointment 15 days in advance via online.

How to book an appointment?

1

Click “Online Appointment” button

2

Choose your CDP location & preferred date and time

3

Click submit & you’ll receive a confirmation email from Inova Care within 5 working days

Submitting a Claim? Here's How

1

Download and fill up the form.

Claims Process Flow
Download here
2

Submit the claim form along with the supporting documents to peaceofmind@phm.com.my

Frequently Asked Questions

  • What is this program about?

    The Dental Care program is designed to promote the importance of oral healthcare among Malaysians. Members enjoy benefits such as hygiene, emergency, basic and complex treatments, and accidental Takaful dental coverage underwritten by Syarikat Takaful Malaysia.

  • What are the benefits?

    1. Oral Consultation and Emergency

    2. Oral Hygiene, Care and Surgical

    3. Accidental Takaful Dental coverage up to RM3,000 per annum You are covered in the event of accidental and oro-facial injuries as a result of physical trauma. In the event your teeth, lips, face and jaws are damaged in a physical accident or result of physical trauma, you can immediately seek dental treatment at any Inova Care’s Dental Corporate partners or any dental clinic of your preference or hospital.

    Note: Please refer to the Table of Benefits for the full detail breakdown of each benefit
  • What are the Terms and Conditions that I should be aware of?

    • 1. Hygiene such as Consultation, Scaling and Polishing, limited to one time (1) annually
    • 2. Any follow up consultation, scaling and polishing will be on co-payment basis.
    • 3. Emergency, Basic and Complex Treatment shall be on co-payment basis with unlimited treatments.
    • 4. The program and its benefits are not transferable. Only the registered member will be entitled to the benefits.
    • 5. Any treatment related to Accidental, must be paid by the member to the clinic after the treatments have been rendered and submit the claim form to the insurer for reimbursement.
    • 6. Unless renewed, the benefits will cease on the expiry date and Inova Care shall not be held liable for any expenses that take place after the expiry date.
    • 7. The membership fees is not a representation of the treatment fees when you seek treatment at the clinic.
    • 8. There is a 14 days Waiting Period after successful payment and registration before a member can make a dental appointment with a Corporate Dental partner.
    • 9. Secure your online dental appointment with a Corporate Dental Partner 15 days in advance before expiry.
    • 10. No appointments can be scheduled during the final 15 days of the expiry period.
  • What is the duration of the plan?

    Individual (Yearly Program) is a single member annual renewable plan

  • Can I cancel my membership plan?

    Can, subject to a cooling off period of ten (10) working days from the date of receipt of the application ("the Cooling Off Period"). Member shall be entitled to a refund of the Membership Fee provided that the benefits are not utilised during the "Cooling Off Period". For cancellation after “Cooling Off Period”, Membership Fee is strictly non-refundable.

  • Can I walk into a clinic without making any appointments?

    NO. All dental appointments are made directly through online.

  • Are there additional fees charged on my dental appointment?

    There are no additional fees with your Dental Care program inclusive of dental scaling, polishing and consultation. However, there will be charges for additional services if requested during the dental visit.


    Kindly acknowledge that Q&M Dental Group clinics will implement a Sterilisation and Disposable Fee of RM20 (for non-surgical treatments) and RM30 (for surgical treatments) commencing 1 January 2024. This additional fee is payable by the customer upon dental visit to the participating clinic.

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Important Documents

Disclaimer: Dental Care Program is underwritten by Inova Care Sdn. Bhd., and Pathlab Health Management (M) Sdn. Bhd. has been appointed by Inova Care Sdn. Bhd. to act as an authorized insurance agency.The information herein may not fully reflect the context of the product disclosure sheet and full terms of the policy. Please refer to the policy documents for a detailed description of the product's features and the conditions under which any claims are made. MetaFin is not liable for misinterpretation of the product benefits and claim conditions as described in the policy wording sheet and product disclosure sheet. For any claims assistance, complains or product information, please contact us at productinquiry@phm.com.my for further assistance.

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