✨💰 SEPTEMBER DEALS:RENEW YOUR CAR INSURANCE WITH
SPayLater
TO GET 10% OFF DEALS

What our customers are saying

4.8

Reviews

"Their support team very responsive upon inquiry raised and provide supportive assistant... whenever needed"

MW

Amazing work folks! I was glad taking the service from you guys.

HL

Hello guys, i hve a good exprnce with this cmpny..thre is a good deal & confrtble !!

RH

The only one insurance company that serve many benefit for All Cars Malaysian

AA

Special Cases

Drive Something Instant Pricing Can't Handle?

E-hailing vehicles and EV/high-performance cars need a closer look from our team —

not a big deal, just a different process. Fill this in and we'll come back with a proper quote.

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e-Hailing

Grab, InDrive, or any PSV-registered car — coverage and pricing depend on usage class, so this needs manual underwriting.

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Electric Cars (EV)

Electric vehicles and high-output performance cars are priced individually based on battery/motor specs or engine output.

Request a Manual Quote

Fill in for a Free Quote!

    Easy Access to Your Policy

    01
    form icon

    Open the MetaFin app and tap "My Personal Hub"

    02
    form icon

    Click the "Car Insurance" button

    03
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    You can view your policy number, expiry date, and insurer information at a glance.

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    Frequently Asked Questions (FAQs)

    Everything You Need to Know

    The easiest way is to renew your car insurance online through digital platforms like MetaFin App. It allows you to check your premium amounts in 5 mins only. You can also customise your add-ons coverage like windscreen protection, flood cover, all driver, unlimited towing, and many more. No queues, no hassle-do it all from your phone.

    You can renew up to 2 months (60 days) before your current insurance expires. Early renewal helps you lock in rates and avoid last-minute penalties or gaps in coverage.

    Yes, especially through platforms like MetaFin, where once your insurance is renewed, you can instantly proceed to renew your road tax.

    In most cases, yes. Online renewals often come with exclusive promotions, discounts, and cashback offers which usually not available at physical counters. MetaFin, for instance, offers up to RM150 in vouchers.

    Comprehensive covers damages to your car and others, while third-party only covers the other vehicle. If your car is under 10 years old, comprehensive is recommended.

    Yes, especially if you park outdoors often or travel on highways. Windscreen replacement can cost hundreds or thousands of ringgit. Add-on protection is cheap and saves you the headache later.

    Sometimes, the price you pay initially might be slightly different from the final amount required by JPJ. If the actual cost is higher, you’ll just need to pay the small balance. If you prefer not to, you can choose to cancel and get a full refund for the renewal instead.


    This usually happens because:


    - JPJ categorizes cars differently (for example, a Sedan/Saloon vs. an SUV or Hatchback), which affects the price.
    - The road tax price is strictly based on your car's specific engine capacity (CC), and sometimes the system needs to adjust to match JPJ's latest records for your specific model.

    (For Electric Vehicles (EV), the top-up requirement is typically due to scenario 2: differences in engine capacity or motor power (Watt) recorded by JPJ)

    Use MyCarInfo to check your NCD. Most digital platforms like MetaFin will also auto-populate this for you during the renewal process.

    Even if your car is idle, accidents, theft, or natural disasters can happen. A valid insurance is also required by law to renew road tax.

    Popular add-ons include special perils (flood), windscreen, unlimited towing, all-driver coverage, and personal accident. MetaFin lets you customise these add-ons easily.

    Yes. Most insurers allow special perils for older cars too, especially if you live in flood-prone areas. It's highly recommended.

    Yes. MetaFin supports renewal for company cars and cars under bank loans. Just ensure the vehicle ownership and details are correct.

    Your NCD may be reset to 0%, you'll be exposed to liabilities, and you won't be able to renew your road tax. You may also face fines from JPJ.

    Takaful follows Islamic principles and profits are shared. Conventional insurance works on risk pooling. Both are valid - MetaFin offers both so you can choose.

    Yes. From August 2024, MetaFin offers SpayLater by Shopee, letting you split your payments over a few months and up until 12 months.

    Instantly. Once payment is made, your policy is generated within minutes and emailed to you.

    Review your car's age, value, location (flood risk), daily usage, and whether you need protection for family or company car.

    Insured must aged between 17 (after birthdate) up until 85 years only.

    Factors include market value of the car, car model, location, NCD, and any add-ons chosen.

    If you commute daily, live in flood-prone areas, or park in open lots, consider windscreen and special perils.

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    Disclaimer: MetaFin is a software development company that operates a neutral digital platform solely as a facilitator and marketplace, not as a product provider. The platform enables licensed corporate insurance and takaful agencies, as well as other service providers, to independently list and offer their services directly to end users. MetaFin does not endorse, provide, manage, or advise on any insurance or takaful products. Each corporate agency is solely responsible for its product content, regulatory compliance, and all transactions conducted through the MetaFin platform. Participating agencies must comply with the Financial Services Act 2013 (FSA) and/or the Islamic Financial Services Act 2013 (IFSA), as regulated by Bank Negara Malaysia (BNM).