{"id":3969,"date":"2026-08-20T09:27:57","date_gmt":"2026-08-20T09:27:57","guid":{"rendered":"https:\/\/metafin.com.my\/blog\/harga-road-tax-insurans-proton-saga-1-3l-2026\/"},"modified":"2026-08-20T09:27:57","modified_gmt":"2026-08-20T09:27:57","slug":"harga-road-tax-insurans-proton-saga-1-3l-2026","status":"publish","type":"post","link":"https:\/\/metafin.com.my\/blog\/harga-road-tax-insurans-proton-saga-1-3l-2026\/","title":{"rendered":"Harga Road Tax & Insurans Proton Saga 1.3L (2026)"},"content":{"rendered":"

Meta Title:<\/strong> Harga Roadtax & Insurans Proton Saga 2026 (Anggaran Lengkap)<\/p>\n

Meta Description:<\/strong> Semak anggaran harga road tax dan insurans Proton Saga 1.3L VVT terkini 2026. Bandingkan sebut harga Etiqa, RHB & Takaful percuma dalam 2 minit.<\/p>\n

URL Slug:<\/strong> `\/blog\/harga-roadtax-insurans-proton-saga-2026`<\/p>\n

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Ringkasan Anggaran Kos Roadtax & Insurans Proton Saga (2026)<\/h2>\n

Proton Saga 1.3L VVT merupakan antara sedan segmen A paling laris di Malaysia. Bagi pemilik Proton Saga yang ingin memperbaharui insurans dan roadtax bagi tahun 2026, berikut adalah senarai kadar road tax dan anggaran insurans terkini.<\/p>\n

Jadual Kadar Road Tax Proton Saga 1.3L<\/h3>\n
\n\n\n\n\n\n
Varian Proton Saga<\/td>\nKapasiti Enjin (cc)<\/td>\nKadar Road Tax Setahun (Semenanjung)<\/td>\nKadar Road Tax Setahun (Sabah & Sarawak)<\/td>\n<\/tr>\n
:—<\/td>\n:—:<\/td>\n:—:<\/td>\n:—:<\/td>\n<\/tr>\n
Proton Saga 1.3L (Standard \/ Premium)<\/strong><\/th>\n1,332 cc<\/th>\nRM 70.00<\/strong><\/th>\nRM 56.00<\/strong><\/th>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n
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Anggaran Harga Insurans Proton Saga 2026 (Comprehensive 1st Party)<\/h2>\n

Harga premium insurans dipengaruhi oleh Market Value (Nilai Pasaran)<\/strong> kereta anda serta kadar Diskaun Tanpa Tuntutan (NCD)<\/strong>.<\/p>\n

Anggaran Insurans Proton Saga 1.3L (Sum Insured ~RM 30,000 – RM 42,000)<\/h3>\n
\n\n\n\n\n\n\n\n\n\n
Kadar NCD Anda<\/th>\nAnggaran Premium Asas<\/th>\nPenjimatan NCD<\/th>\nAnggaran Harga Selepas NCD*<\/th>\n<\/tr>\n
:—:<\/td>\n:—:<\/td>\n:—:<\/td>\n:—:<\/td>\n<\/tr>\n
0% (Tahun Pertama)<\/strong><\/td>\nRM 1,180<\/td>\nRM 0<\/td>\nRM 1,180<\/strong><\/td>\n<\/tr>\n
25% (Tahun Kedua)<\/strong><\/td>\nRM 1,180<\/td>\nRM 295<\/td>\nRM 885<\/strong><\/td>\n<\/tr>\n
38.33% (Tahun Ketiga)<\/strong><\/td>\nRM 1,180<\/td>\nRM 452<\/td>\nRM 728<\/strong><\/td>\n<\/tr>\n
45% (Tahun Keempat)<\/strong><\/td>\nRM 1,180<\/td>\nRM 531<\/td>\nRM 649<\/strong><\/td>\n<\/tr>\n
55% (Maksimum 5 Tahun+)<\/strong><\/td>\nRM 1,180<\/td>\nRM 649<\/td>\nRM 531<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n

*\\*Nota: Harga di atas adalah anggaran sebelum SST 8% dan Duti Setem RM10.*<\/p>\n

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<\/p>\n

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Bandingkan Sebut Harga Insurans Proton Saga Anda!<\/h3>\n<\/p>\n

Dapatkan sebut harga daripada Etiqa Takaful, RHB Insurance, Tokio Marine & Zurich Takaful secara percuma. Siap dalam 2 minit.<\/p>\n<\/p>\n

Semak Sebut Harga Percuma →<\/a><\/p>\n<\/div>\n

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Perlindungan Tambahan (Add-Ons) Disyorkan Untuk Proton Saga<\/h2>\n