{"id":2683,"date":"2025-06-18T06:29:49","date_gmt":"2025-06-18T06:29:49","guid":{"rendered":"https:\/\/metafin.com.my\/blog\/?p=2683"},"modified":"2025-08-23T21:54:33","modified_gmt":"2025-08-23T21:54:33","slug":"cracked-windscreen-should-you-repair-or-replace","status":"publish","type":"post","link":"https:\/\/metafin.com.my\/blog\/cracked-windscreen-should-you-repair-or-replace\/","title":{"rendered":"Cracked Windscreen-Should you Repair or Replace"},"content":{"rendered":"\n<p>A <strong>cracked windscreen<\/strong> or <strong>broken windscreen<\/strong> can be more than just an inconvenience\u2014it can compromise your safety on the road. Whether it\u2019s a tiny chip or a large crack across the glass, many car owners in Malaysia are unsure whether to repair or replace it. If you\u2019re facing this issue, here\u2019s everything you need to know, including your options, costs, and insurance coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Causes Windscreen Cracks or Breakage?<\/h2>\n\n\n\n<p>Windscreens are built to be tough, but they\u2019re not invincible. Common causes include:<\/p>\n\n\n\n<ul>\n<li>Flying stones or road debris<\/li>\n\n\n\n<li>Sudden temperature changes (especially after heavy rain or heat)<\/li>\n\n\n\n<li>Minor accidents or bumper-to-bumper impacts<\/li>\n\n\n\n<li>Poor installation or defective glass<\/li>\n<\/ul>\n\n\n\n<p>Even a small <strong>crack in your windscreen<\/strong> can grow bigger with time, especially if you continue driving or go over bumps.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Is It Safe to Drive With a Cracked Windscreen?<\/h2>\n\n\n\n<p>In short\u2014no.<\/p>\n\n\n\n<p>Even small <strong>windscreen cracks<\/strong> can:<\/p>\n\n\n\n<ul>\n<li>Obstruct your vision<\/li>\n\n\n\n<li>Reduce structural integrity of the car<\/li>\n\n\n\n<li>Weaken during airbag deployment<\/li>\n\n\n\n<li>Be illegal if it&#8217;s in the driver&#8217;s line of sight<\/li>\n<\/ul>\n\n\n\n<p>For your safety and legal protection, it\u2019s best to fix the problem as soon as you spot it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Repair or Replace: How to Decide?<\/h2>\n\n\n\n<p>Here\u2019s a quick guide to help you decide whether to repair or replace your windscreen:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Condition<\/th><th>Action<\/th><\/tr><\/thead><tbody><tr><td>Small chip (less than a 25 sen coin)<\/td><td>Repair<\/td><\/tr><tr><td>Crack shorter than 6 inches<\/td><td>Possible repair<\/td><\/tr><tr><td>Crack longer than 6 inches or in driver\u2019s line of sight<\/td><td>Replace<\/td><\/tr><tr><td>Multiple cracks or shattered glass<\/td><td>Replace<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>If you&#8217;re unsure, it&#8217;s best to let a professional assess it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Much Does It Cost in Malaysia?<\/h2>\n\n\n\n<p>Repairing a cracked windscreen may cost between <strong>RM100\u2013RM200<\/strong>, depending on severity. Replacing it, however, could range from <strong>RM400 to over RM1,000<\/strong>, especially for vehicles with sensors or high-end features.<\/p>\n\n\n\n<p>But here&#8217;s the good news\u2014most <strong>comprehensive car insurance policies in Malaysia cover windscreen repair or replacement<\/strong>, <em>if<\/em> you\u2019ve added on windscreen coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Does Insurance Cover Windscreen Damage?<\/h2>\n\n\n\n<p>Yes, <strong>if you\u2019ve added windscreen coverage<\/strong> to your insurance policy.<\/p>\n\n\n\n<p>Windscreen coverage usually includes:<\/p>\n\n\n\n<ul>\n<li>Front windscreen<\/li>\n\n\n\n<li>Rear glass<\/li>\n\n\n\n<li>Side windows<\/li>\n\n\n\n<li>Sunroof (if applicable)<\/li>\n<\/ul>\n\n\n\n<p>With windscreen add-on, you won\u2019t lose your No Claim Discount (NCD) when you claim for a replacement.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>\ud83d\udd17 <a href=\"https:\/\/metafin.com.my\/car-insurance-online.php?src=gad_lux\" title=\"\">Need to renew insurance with windscreen coverage? Click here<\/a><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">How to Claim Windscreen Insurance?<\/h2>\n\n\n\n<p>Here\u2019s how it usually works:<\/p>\n\n\n\n<ol>\n<li>Take a photo of the damage<\/li>\n\n\n\n<li>Visit a panel workshop or your insurance provider\u2019s windscreen panel<\/li>\n\n\n\n<li>Get the quotation and submit the claim<\/li>\n\n\n\n<li>The workshop will do the paperwork and repair or replace your windscreen<\/li>\n<\/ol>\n\n\n\n<p>Most repairs can be completed <strong>within the same day<\/strong>, and some providers even offer mobile repair services at your home.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What If I Don\u2019t Have Windscreen Coverage?<\/h2>\n\n\n\n<p>If you don\u2019t have this add-on, you\u2019ll have to bear the full cost yourself. But don\u2019t worry\u2014you can easily add windscreen coverage during your next renewal. Platforms like <a href=\"https:\/\/metafin.com.my\/car-insurance-online.php?src=blog\" title=\"\">MetaFin<\/a> make it simple to compare and choose coverage that includes windscreen protection with just a few taps.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>\ud83d\udee0\ufe0f <strong>Tip<\/strong>: You can get coverage for just <strong>RM70\u2013RM150\/year<\/strong> depending on the value of your windscreen.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">Internal Tip: How to Check If You Already Have Coverage<\/h2>\n\n\n\n<p>If you\u2019ve previously bought your insurance online or through agents and forgot to check, you can:<\/p>\n\n\n\n<ol>\n<li>Look at your insurance cover note<\/li>\n\n\n\n<li>Ask your insurance provider<\/li>\n\n\n\n<li>Use platforms like MetaFin to retrieve past insurance details using your car plate number<\/li>\n<\/ol>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>\ud83d\udd17 <a>C<\/a><a href=\"https:\/\/www.mycarinfo.com.my\/NCDCheck\" title=\"\">heck past insurance instantly with MyCarInfo<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">External Resources<\/h2>\n<\/blockquote>\n\n\n\n<ul>\n<li><a class=\"\" href=\"https:\/\/www.jpj.gov.my\">JPJ Malaysia \u2013 Official Vehicle Guidelines<\/a><\/li>\n\n\n\n<li><a class=\"\" href=\"https:\/\/www.piam.org.my\">PIAM \u2013 Windscreen Insurance Add-On Explained<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Final Thoughts<\/h2>\n\n\n\n<p>Whether it\u2019s a tiny crack or a completely <strong>broken windscreen<\/strong>, don\u2019t wait too long to take action. What starts as a minor problem can quickly turn into a costly and dangerous issue. Check your coverage, compare repair costs, and consider adding windscreen protection during your next insurance renewal.<\/p>\n\n\n\n<p>Using platforms like <a href=\"https:\/\/metafin.com.my\/car-insurance-online.php?src=gad_new\" title=\"\">MetaFin<\/a> can help you renew your car insurance, add windscreen coverage, and even have your road tax delivered\u2014all in one place.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A cracked windscreen or broken windscreen can be more than just an inconvenience\u2014it can compromise your safety on the road. Whether it\u2019s a tiny chip or a large crack across the glass, many car owners in Malaysia are unsure whether to repair or replace it. If you\u2019re facing this issue, here\u2019s everything you need to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2763,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[158,157,86,156],"aioseo_notices":[],"gutentor_comment":8,"_links":{"self":[{"href":"https:\/\/metafin.com.my\/blog\/wp-json\/wp\/v2\/posts\/2683"}],"collection":[{"href":"https:\/\/metafin.com.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/metafin.com.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/metafin.com.my\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/metafin.com.my\/blog\/wp-json\/wp\/v2\/comments?post=2683"}],"version-history":[{"count":2,"href":"https:\/\/metafin.com.my\/blog\/wp-json\/wp\/v2\/posts\/2683\/revisions"}],"predecessor-version":[{"id":2855,"href":"https:\/\/metafin.com.my\/blog\/wp-json\/wp\/v2\/posts\/2683\/revisions\/2855"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/metafin.com.my\/blog\/wp-json\/wp\/v2\/media\/2763"}],"wp:attachment":[{"href":"https:\/\/metafin.com.my\/blog\/wp-json\/wp\/v2\/media?parent=2683"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/metafin.com.my\/blog\/wp-json\/wp\/v2\/categories?post=2683"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/metafin.com.my\/blog\/wp-json\/wp\/v2\/tags?post=2683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}